Best Creditsafe Alternatives (2026)

Inside Creditsafe: corporate structure and subsidiaries

Creditsafe Group Holdings Limited is headquartered at Bryn House, Caerphilly Business Park, Cardiff, UK. The business was founded in 1997 in Oslo, Norway by Cato Syversen and Eyvind Marthinsen, and is today owned by a consortium of private equity investors. It employs around 1,800 people globally across more than a dozen country offices, with revenue reported in the order of $200 million per year.

Here is a live preview of Creditsafe's global entity structure, pulled from CompanyData.com's registry data. Click any row for the full record. This is the same kind of structured corporate-hierarchy data you can request through our financial data API for any business worldwide.

The 11 best Creditsafe alternatives in 2026

This ranking matches the default scoring of the tool above and is built around real differentiators: data sourcing, geographic coverage, pricing transparency, API access and commercial terms. All pricing and coverage figures were verified against vendor sources as of 2026.

1. Creditsafe

The subject of this comparison, and the default for European business credit. 365M+ businesses, 160+ countries, credit scores, filed financials, payment behaviour and real-time portfolio monitoring at mid-market pricing. Especially strong across the UK, Benelux and continental Europe, where its collection infrastructure runs deepest. Trusted by 100,000+ businesses across credit, AR and finance.

The trade-offs are well known. Portal-first delivery with a secondary API, bespoke reseller terms, thinner small-private coverage in the US and limited Asia depth. For mid-market EU credit decisioning, hard to beat. For systematic API consumption or reseller programmes, the rest of this list will fit better.

2. CompanyData.com

CompanyData.com is a registry-first business directory with 385M+ business records across 190+ countries. The data is sourced directly from official government registries like the Dutch KvK, UK Companies House, German Handelsregister and French Infogreffe. That sourcing makes registry IDs, VAT numbers, directors, UBOs and registered addresses audit-ready by default.

Delivery is via REST API, bulk data dumps or a self-service platform, with transparent pricing from $25 per month and no annual contract. Reseller and SaaS terms are explicitly flexible, which is the opposite of Creditsafe's posture. CompanyData is not a credit bureau, so it does not issue credit scores or run portfolio monitoring. It is the layer beneath credit scoring: the registry-sourced firmographic spine on which credit, KYB and lending decisions are built. Best fit for: API integrations, KYB onboarding, financial data enrichment, data resellers and B2B SaaS that needs to embed business data.

3. Dun & Bradstreet

The legacy US heavyweight, with 500M+ business records, the D-U-N-S number system and deep credit and risk products. Strongest US enterprise relationships and global supply-chain risk intelligence. If your portfolio leans US or you operate global Fortune 500 supplier risk, Dun & Bradstreet is the natural Creditsafe alternative. For a direct comparison, see our best Dun & Bradstreet alternatives guide.

Enterprise-only pricing, multi-year contracts, restrictive reseller terms and an older API. Mostly the opposite of the reasons buyers pick Creditsafe in the first place, so this is the right choice only when US depth is the deciding factor.

4. Experian Business

Business credit reports from one of the world's largest credit bureaus. Strong US and UK credit scores, payment history and risk data. KYB capabilities expanded through 2025 acquisitions. A credible Creditsafe replacement when your portfolio mixes US and UK businesses, with mature monitoring and a real API. Less depth on continental European filed accounts than Creditsafe and Creditreform.

Pricing is enterprise. Best fit for: US and UK credit teams, B2B lenders and trade credit decisioning with a transatlantic footprint. For a direct comparison, see our best Experian Business alternatives guide.

5. Moody's Analytics (Orbis)

Orbis by Moody's Analytics, the platform built on the Bureau van Dijk acquisition, covers 625M+ businesses with the world's richest private-business financials and cross-border ownership hierarchies. For M&A due diligence, transfer pricing and beneficial ownership analysis on Creditsafe data, Orbis is the depth layer most credit teams cannot replicate internally. For a direct comparison, see our best Moody's alternatives guide.

Enterprise pricing only, restrictive licensing and desktop-first delivery. Not a like-for-like swap for Creditsafe, but a credible layer on top.

6. CRIF

Italian-headquartered global credit bureau and analytics provider with deep European and emerging-market coverage. Serves 10,000+ financial institutions with credit decisioning, business data and risk management solutions. Particularly strong in Italy, Central and Eastern Europe, where Creditsafe coverage thins out. The natural alternative when your portfolio centres on those markets.

Enterprise pricing. Best fit for: lenders, insurers and credit teams with strong Southern, Central and Eastern European exposure.

7. Creditreform (Graydon)

The DACH credit specialist, with the 2022 integration of Graydon for Benelux depth. Creditreform has collected German, Austrian and Swiss filed accounts and payment behaviour data for decades. With Graydon added, it now runs deeper on Dutch and Belgian business credit than Creditsafe in those specific jurisdictions. Often called by its old Graydon name in the Netherlands.

Mid-market pricing, portal-first delivery. Best fit for: credit teams whose portfolio is concentrated in DACH and Benelux, who want deeper local data than Creditsafe offers in those countries.

8. Coface

Global trade credit insurer and commercial risk intelligence provider, headquartered in France. Offers business credit ratings, country risk analysis and trade credit insurance for exporters and supply chain teams in 100+ countries. Strong overlap with Creditsafe on cross-border exporter use cases, with the added option of bundling actual credit insurance.

Enterprise pricing. Best fit for: exporters, trade finance teams and supply chain functions that want data plus insurance from the same provider.

9. FullCircl (DueDil)

UK and Ireland KYB specialist built on Companies House data. Deep filed financials with 20-year history, UBO look-through and real-time event monitoring. For UK-focused credit and KYB teams that want more depth than Creditsafe's standard UK record set.

Limited coverage outside the UK and Ireland. Enterprise pricing. Best fit for: UK fintech, UK and IE bank onboarding, UK SME lenders.

10. OpenCorporates

The largest open database of registry-sourced business information, with 200M+ records across 200+ jurisdictions. Free for individual lookups, paid API for systematic use. No credit scores or monitoring, but the most transparent registry trail of any provider in this list. Useful when Creditsafe's closed credit-bureau model does not give you the audit chain you need. For a direct comparison, see our best OpenCorporates alternatives guide.

Free to paid tiers. Best fit for: journalists, researchers, transparency teams and KYB programmes that need verifiable provenance on every data point.

11. LexisNexis Risk Solutions

LexisNexis Risk Solutions is the heavyweight for regulated industries. It combines entity data, adverse media, sanctions screening, PEP lists and fraud detection into integrated AML and KYB workflows. Banks, insurers and large fintechs use it as the spine of their compliance stack when Creditsafe's credit-only lens is too narrow.

Pricing is enterprise-only and the product is portal-first, with API available but not the headline. Best fit for: AML, sanctions and adverse media screening at regulated institutions.

EU and GDPR-compliant alternatives to Creditsafe

Creditsafe is UK-headquartered and operates under UK GDPR, with EU subsidiaries that handle continental data under the EU regime. For most EU buyers, Creditsafe's data residency story is straightforward. Buyers who specifically want an EU-headquartered alternative inside the EU-27 still have strong choices.

CompanyData.com is based in the Netherlands and operates under EU data-protection regimes by default. CRIF is Italian with deep coverage across Southern, Central and Eastern Europe. Creditreform is German with the strongest DACH and Benelux credit data after the Graydon integration. Coface is French with EU-wide trade credit data. For most EU buyers, picking an EU-27-headquartered provider for the systematic data and KYB layer is a clean choice. Creditsafe still sits comfortably alongside as the credit bureau layer.

How to choose the right Creditsafe alternative

Work backwards from the use case, not from the provider:

• Need API-first registry data for product and KYB workflows? Look at CompanyData.com, OpenCorporates and Kyckr.
• Need US business credit reports? Look at Dun & Bradstreet, Experian Business and Equifax Business.
• Need deep DACH or Benelux credit data? Look at Creditreform (now including Graydon).
• Need Italian or CEE credit depth? Look at CRIF and Cerved.
• Need UK depth on filed accounts and UBO? Look at FullCircl.
• Need cross-border ownership hierarchies? Look at Moody's Orbis and Dun & Bradstreet.
• Need trade credit insurance bundled with data? Look at Coface and Atradius.
• Need financial data via API for product integration? CompanyData.com leads on developer experience and transparent pricing.
• Need reseller or embedding terms? CompanyData.com and OpenCorporates explicitly welcome resellers and SaaS embedding.
• Need to look up a single business? Try the free company lookup or business owner search tools.

Then request a free sample from your top three. Test it against 50 or 100 real businesses you already know across the jurisdictions that matter. Coverage and freshness will separate the contenders fast.