Companies House is one of the most open registers in the world. Free API, free bulk downloads, every filing viewable at no charge. So the obvious question for any British buyer is why a commercial data industry exists here at all, and the honest answer is more interesting than the marketing: you are not paying for the register, you are paying for the three things it structurally cannot contain.
Whether a company actually pays its bills. Who to call, since the register publishes names and nothing else. And the 3.2 million sole traders who never appear on it in the first place, because they are not required to register.
This guide ranks {count} providers on merit. We sell UK business data ourselves, so our pitch sits in a marked box further down rather than at number one.
In a hurry? The short answer
Check if a customer will pay
Creditsafe or Experian · Trade payment behaviour, the one thing the register cannot show
Spot financial trouble early
Company Watch · The H-Score flagged Kier and Galliford Try before the market did
Find companies by what they actually do
The Data City · Classifies from live website content, not stale self-declared codes
Track funded, fast-growing firms
Beauhurst · Fundraisings, valuations and investors the register never captures
Sell to government
Tussell · Public sector contracts, tenders and spend in one place
UK plus other markets in one format
CompanyData · That is us. One schema across 200+ markets
Jump to a provider
1. Creditsafe: the volume default
The most widely used UK credit file, and the one that made unlimited reports normal.
Founded in Oslo in 1997 and running its UK operation from Cardiff since 2002, Creditsafe built its position by selling subscriptions with unlimited reports while incumbents charged per check. Scores run 1 to 100 as an insolvency probability, alongside credit limits, group structures, monitoring and AML screening. Its 2022 acquisition of Graydon added Benelux depth, and it also owns Company Check, the free search tool that quietly feeds it traffic.
Cardiff, United Kingdom · Subscription, quoted · Built on: Companies House, Gazettes, Payment data
✓ Why it stands out
- Unlimited-report subscriptions rather than per-check billing
- Strong European coverage on one contract after Graydon
- Connect API is straightforward to integrate
⚠ Watch out for
- No published pricing
- Scores can differ sharply from Experian on the same company
- Annual commitment required for the good rates
2. CompanyData
Full disclosure: where CompanyData fits in the UK
We publish this guide and we sell UK business data, so here is our pitch in the open rather than dressed up as an objective first place. Our UK file is registry-sourced and built for volume work: enrichment, segmentation and cross-border lists, in the same schema we use for 200+ other markets.
Where we are genuinely strong in Britain is naming the person in charge: we hold a named director for 94% of the businesses in our UK file, which is unusual at this scale. Where we are honest about being weaker is email coverage, which is thinner here than in our continental markets, and payment behaviour, which we simply do not sell. For credit decisions the bureaus above are the right call.
5.8M
UK businesses
5.4M
with the director named
🏆 94% of all records, our strongest field anywhere
1.7M
phone or mobile
1.4M
with a website
643K
email addresses
681K
with group relations
Only the D&B network offers this too
Those group relations are the rare part: 680,809 UK entities in our records carry ownership structure links, mapping parents and subsidiaries across borders, which matters more in Britain than most markets given how many holding structures sit above trading companies.
See our UK business data3. Experian Business: the one you can just buy
The rare UK bureau with a price on the website, and a payment-behaviour pool to match.
Experian started life in Nottingham in 1980 as CCN Systems and remains one of the two names every UK finance team knows. Its commercial file combines Companies House records with the London, Edinburgh and Belfast Gazettes, county court judgments via Registry Trust, and its own Payment Performance programme, into which suppliers report how promptly customers actually settle. Around 100,000 data updates a day, and unusually for this market you can subscribe online without talking to sales.
Nottingham, United Kingdom · My Business Profile from £24.99 + VAT/mo · Built on: Companies House, Gazettes, Registry Trust, Payment data
✓ Why it stands out
- Published entry pricing, no sales call needed
- Trade payment data collected from suppliers directly
- Prospecting products sit alongside the credit file
⚠ Watch out for
- Entry tier is thin compared with enterprise contracts
- Scoring methodology is a black box
- Consumer arm dominates the brand, business is a side door
4. Dun & Bradstreet UK: PAYDEX and the global tree
Worth it when you need one identifier and one risk view across borders, not just Britain.
The UK entity was incorporated in 1919, which makes it older than most of the register it reports on. What you buy is the scoring apparatus, PAYDEX, Failure Score, Delinquency Score and a maximum credit recommendation, layered on trade payment history from D&B's contributor network, plus the family-tree data that maps a British subsidiary to its ultimate parent. D&B was taken private by Clearlake Capital in August 2025, so it is no longer a listed company.
London, United Kingdom · Credit Insights from £245 + VAT/yr · Built on: Companies House, Trade payment network, Gazettes
✓ Why it stands out
- D-U-N-S numbering and global corporate family trees
- Published entry pricing from £245 a year
- Trade payment history behind the scores
⚠ Watch out for
- UK-only buyers pay for global capability they may not use
- Now private-equity owned after the 2025 buyout
- Enterprise tiers get expensive quickly
5. Company Watch: the early warning system
Not a data file but a verdict: one number that has called several high-profile collapses early.
Founded in 1998, Company Watch does one thing: it reads filed accounts and reduces financial health to an H-Score from 0 to 100, where anything at or below 25 sits in the warning area. It publicly flagged risk at Kier and Galliford Try, which is the kind of track record this industry rarely evidences. Acquired by Volaris, part of Constellation Software, in March 2022. If you want raw data this is the wrong purchase; if you want an opinion, it is the sharpest one here.
London, United Kingdom · Subscription, quoted · Built on: Companies House filed accounts
✓ Why it stands out
- A single, testable score with a public track record
- Built on filed accounts rather than opinion or payment gossip
- Genuinely predictive rather than descriptive
⚠ Watch out for
- Only works for companies that file meaningful accounts
- No contact data, no prospecting use
- Narrow product for a broad problem
6. Red Flag Alert: the independent one
The last sizeable UK-owned credit agency, and it makes that the pitch.
Started inside Begbies Traynor in 2004 and spun out as an independent business in 2012, Red Flag Alert now runs on backing from Foresight and, personally, Begbies' founder. It splits into Acquire for prospecting and risk, Onboard for KYB, and Monitor for real-time alerts, and claims to predict insolvency within twelve months with 97% accuracy, which is a vendor figure rather than an audited one. Note the name collision: Begbies still publishes an unrelated quarterly research report under the same name.
Manchester, United Kingdom · Subscription, quoted · Built on: Companies House, Gazettes, Own analysis
✓ Why it stands out
- Independently owned and UK-based
- Combines prospecting, onboarding and monitoring in one licence
- Smaller supplier, more willing to tailor
⚠ Watch out for
- The 97% accuracy claim is self-reported
- Smaller data footprint than the big three
- Name clashes with a Begbies Traynor publication
7. The Data City: because the codes are wrong
The most interesting idea in UK company data: classify firms by what their website says they do, not what they ticked years ago.
Founded in Leeds in 2018, The Data City built Real-Time Industry Classification: machine learning reads live company websites and assigns sectors, including 500-plus emerging ones that no official taxonomy covers. The evidence for the problem it solves is its own finding that 142,601 active companies are still coded as dormant, between them growing 8.8% a year on £31bn of turnover. Since UK activity codes are self-declared, never verified and were 19 years stale until 2026, this is a real gap.
Leeds, United Kingdom · Subscription, quoted · Built on: Companies House, Live website content
✓ Why it stands out
- Finds companies official codes miss entirely
- Covers emerging sectors that taxonomies lag by years
- Backed by Oxford Economics, now expanding beyond the UK
⚠ Watch out for
- Website-derived classification needs its own sense checks
- No credit or financial data
- Younger company than the incumbents
8. Beauhurst: the growth-company tracker
The only file that tells you a company just raised money and who from, which the register never will.
Beauhurst tracks Britain's high-growth and private companies through fundraisings, valuations, investors, patents and hiring signals, researched by an in-house team rather than scraped. Its client list, the British Business Bank, HM Treasury and Innovate UK, tells you the data is trusted where it counts. Expensive per seat, and irrelevant if your market is established mid-market firms rather than scale-ups.
London, United Kingdom · From roughly £24,500 per seat/yr · Built on: Companies House, Own research team, Public filings
✓ Why it stands out
- Funding rounds, valuations and investors in one place
- Human research team, not just automated collection
- Used by government bodies as a reference source
⚠ Watch out for
- High per-seat cost
- Only useful for the high-growth segment
- No credit or payment data
9. Tussell: the public sector map
If your buyer is a council, an NHS trust or a ministry, no general provider comes close.
Founded in 2015, Tussell harvests Contracts Finder and Find a Tender then does the hard part: cleaning and reconciling messy procurement records into something you can actually analyse across central government, local authorities, the NHS, housing associations and schools. Given UK public procurement runs to hundreds of billions, knowing who holds which contract and when it expires is a different kind of business intelligence entirely.
London, United Kingdom · From roughly £11,400 per licence/yr · Built on: Contracts Finder, Find a Tender, Public bodies
✓ Why it stands out
- Contract expiry dates, which is where the sales opportunity sits
- Covers the whole public sector, not just central government
- Published pricing through the government framework
⚠ Watch out for
- Useless if you do not sell to the public sector
- Depends on the quality of published procurement notices
- Not a credit or company-wide data source
10. OpenCorporates: the open-data institution
Publishes its prices and its mission, covers 140 jurisdictions, and is weakest exactly where you might need it most.
Founded in 2010, OpenCorporates aggregates official register data from around 140 jurisdictions covering 200 million companies, under an open licence, and became a B Corp with its mission written into its articles. Pricing is public and tiered from £2,250 a year, and it is free at scale for journalists, NGOs and universities. The honest limitation is beneficial ownership: it maps registered entities well but does not resolve who ultimately controls them.
London, United Kingdom · From £2,250/yr, published · Built on: 140+ official registers
✓ Why it stands out
- Published pricing and an open data licence
- 140 jurisdictions from one API
- Free for journalists, NGOs and academics
⚠ Watch out for
- Limited beneficial-ownership resolution
- No credit scores or financial analysis
- Depth varies a lot by jurisdiction
11. Equifax UK: the director-level view
The one that looks at the people behind the company, which is how most small-business lending actually gets decided.
Equifax's distinctive move in the UK is blending commercial data with director-level consumer credit information and Open Banking transaction data. For a two-year-old limited company with no filed accounts, the director's personal credit history is often the only real signal available, and this approach also surfaces hidden directorships and linked judgments. Its Commercial Credit Data Sharing scheme covers more than 80% of UK small businesses.
London, United Kingdom · Not published · Built on: Companies House, Consumer credit data, Open Banking
✓ Why it stands out
- Director-level and Open Banking data alongside commercial records
- Surfaces hidden directorships and linked CCJs
- Strong coverage of small businesses through CCDS
⚠ Watch out for
- No public pricing
- Built for lenders more than for suppliers
- Consumer data use raises its own compliance questions
12. Endole: the accessible middle
Sits between free search tools and enterprise contracts, which is where a lot of British buyers actually live.
Incorporated in 2014 and run from the West Midlands rather than London, Endole packages company records, financial summaries, director information and risk indicators through Explorer and Insight. It is neither the cheapest nor the deepest option, and that is rather the point: a small team wanting more than the free register but unwilling to sign a bureau contract has few other places to go.
Oldbury, United Kingdom · Tiered subscription · Built on: Companies House, Gazettes
✓ Why it stands out
- Priced for small teams
- Combines search, financials and risk in one interface
- Self-serve, no lengthy sales process
⚠ Watch out for
- Ownership is not publicly disclosed
- No proprietary payment-behaviour data
- Depth trails the major bureaus
13. FAME (Moody's): the analyst's standard
The research tool British universities and corporate finance teams have standardised on.
FAME covers 22 million UK and Irish companies with filed financials, directors, ownership structures, M&A history and adverse filings, and connects into Orbis for cross-border work. The Bureau van Dijk brand it carried for decades was retired in 2024. It is built for people who screen and model rather than prospect or chase payment, and it is the default in university libraries, which is why so many British analysts learned company research on it.
United Kingdom and Ireland coverage · Institutional licence · Built on: Companies House filed accounts, News sources
✓ Why it stands out
- Deep structured financials with peer benchmarking
- Ownership structures and M&A history
- Connects to Orbis for international research
⚠ Watch out for
- Institutional pricing, quoted only
- Heavy for simple lookups
- No prospecting or contact data
14. Databroker: the independent broker
Owns no data on purpose: it shops hundreds of sources so you do not have to pick one blind.
Databroker, founded in Manchester in 2009, makes a virtue of holding no database of its own. As an independent list broker it compares hundreds of UK and global business data sources against your brief, then supplies the email, telephone or postal file that fits, along with cleansing and verification. It is ICO-registered and a member of the industry association, which for a broker handling third-party personal data is a signal worth having. Pricing is quoted per brief rather than by fixed volume.
Manchester, United Kingdom · Priced per brief · Built on: Third-party UK and global data files
✓ Why it stands out
- Compares many sources rather than pushing one file
- Independent, with no house data to favour
- ICO-registered and industry-association member
⚠ Watch out for
- Brokered third-party data, not registry-sourced
- Output quality depends on the source file chosen
- No standard price list
Want to weigh all the options yourself?
Our interactive tool ranks 92 B2B data providers worldwide. Filter by region, data type, budget and use case to build your own shortlist in seconds.
Britain spent three years trying to fix its register
The open-register story took a turn when it became clear how much of the register was simply false. What followed is the biggest shake-up Companies House has had in its history:
Oct 2023 · The Economic Crime Act passes
For the first time the Registrar gets powers to query, reject and remove filings rather than accepting whatever is submitted. Registered office rules tighten and PO boxes are banned.
Mar 2024 · The first real checks begin
Appropriate address rules, a mandatory registered email that is never published, and a lawful purpose statement all take effect. Within a year Companies House challenges more than 100,000 companies.
Nov 2025 · Directors must prove who they are
Identity verification becomes mandatory for all new directors and people with significant control. Roughly six to seven million existing directors have until November 2026 to follow.
Mar 2026 · Companies House takes filing offline
A flaw introduced in a software update let signed-in users edit other companies' director details and upload accounts to them. Online filing is suspended while it is fixed.
Apr 2026 · Industry codes get their first update in 19 years
The statistics office publishes a revised classification with 132 new codes and 98 retired ones. Companies House has still not made it mandatory, so filers carry on using the old set.
So who is still actually British?
The credit end of this market is almost entirely foreign-owned, while the interesting newer players are still independent:
UK-owned
- Red Flag Alert
- The Data City
- Beauhurst
- Tussell
- Endole
- OpenCorporates (B Corp, mission in its articles)
- Lead Forensics
UK brand, foreign owner
- Dun & Bradstreet UK (Clearlake Capital, US, since 2025)
- Equifax UK (Equifax, US)
- Company Watch (Constellation Software, Canada, since 2022)
- FAME (Moody's, US, since 2017)
- Creditsafe (Creditsafe Group, Norwegian founded)
- Kompass UK (Expandi Group, since 2026)
What Companies House actually gives you for free
More than almost any register in the world. A free REST API with a generous rate limit, a free streaming API for near real-time events, monthly bulk snapshots of the whole register, daily machine-readable accounts, and every filing viewable at no charge. The only things you pay for are physical certificates. If a provider's pitch is that they will get you register data, they are selling you something you already have.
Three gaps explain the entire commercial market. Payment behaviour is not in the register and never can be, because it lives in commercial relationships rather than filings. Contact details are not published: you get director names and nothing else, and even the email address companies must now supply is deliberately withheld. And most British businesses are not on the register at all, because 3.2 million sole traders and around 368,000 ordinary partnerships have no obligation to register, out of a private-sector population of roughly 5.7 million.
- Companies House Service : Free search of every registered company and filing. No account needed, no charge to view documents.
- Companies House API and bulk data : Free REST and streaming APIs plus monthly bulk downloads. The rate limit is the only real constraint.
- The Gazette : Official notices for insolvency, winding-up and strike-off across London, Edinburgh and Belfast.
Four questions before you sign anything
1. Are you buying anything the register does not already give you? Companies House data is free and comprehensive. If a quote is mostly for register access with a nicer interface, negotiate hard or build it yourself. The defensible purchases are payment behaviour, contacts, scoring, monitoring and entity matching.
2. Do your targets even file useful numbers? Micro and small companies are exempt from filing a profit and loss account, and that covers most of the register. If you are assessing small firms, financial data will be thin no matter who you buy from, which is exactly why payment behaviour and director-level signals earn their price.
3. Do you need the businesses that are not registered? Sole traders outnumber registered companies in Britain. If they are your market, any Companies House-derived file will miss most of them, and you need a provider that collects independently.
4. How stale is the classification you are filtering on? Industry codes are self-declared, never verified, and were nineteen years out of date until 2026. Ask how a provider classifies companies, and whether it does anything beyond passing through what the company itself ticked.