Switzerland breaks the European pattern in one decisive way: most private companies never have to publish their accounts. A GmbH or a non-listed AG prepares financial statements and files them with the tax office, but there is no obligation to make them public. Only listed companies, bond issuers and a handful of public-interest entities disclose their numbers. So the financial transparency you take for granted in Germany or Italy simply is not there.
That single fact defines the market. Swiss credit bureaus cannot resell filed accounts, because there mostly aren't any, so they compete on their own investigations, payment-experience pools and estimates instead. Add that registration is cantonal rather than national, with the free Zefix index sitting on top, and you have a market where the value is in judgement, not in reselling public filings.
This guide ranks {count} providers on merit. We sell Swiss business data ourselves, so our pitch sits in a marked box rather than at number one.
In a hurry? The short answer
A Swiss credit and solvency check
CRIF or Creditreform · The two deepest local bureaus, built on their own research
The D-U-N-S number and global reach
Dun & Bradstreet Schweiz · The former Bisnode operation, now inside the global D&B file
An affordable register lookup or SME rating
Moneyhouse · Register profiles and Bonität with visible pricing
Collections and payment services
Intrum · Europe's largest credit-management group, strong in Switzerland
Prospecting and export lists
Kompass Schweiz · A product-classified B2B directory
Switzerland plus other markets in one format
CompanyData · That is us. One schema across 200+ markets
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1. CRIF AG: the consolidated bureau
The market-leading Swiss bureau, and the home of most of the country's old data brands.
Founded in Zurich in 1994 as Deltavista, CRIF AG is the Swiss arm of the Italian CRIF group, and it has swallowed most of the country's heritage names: it took over Deltavista and Teledata in 2011 and Orell Füssli's business-information unit in 2014. So the old Swiss bureau brands now sit inside CRIF. It provides credit and solvency scores, KYB, address and risk management and identity verification to thousands of Swiss clients, built on its own research rather than public accounts.
Zurich, Switzerland · Quote only · Built on: Cantonal registers, SHAB, Own research
✓ Why it stands out
- The broadest Swiss credit and solvency coverage
- Consolidated most local heritage data brands
- KYB, risk and identity in one place
⚠ Watch out for
- No public pricing
- Italian-owned, not Swiss-controlled
- Financial depth limited by Swiss disclosure rules
2. CompanyData
Full disclosure: where CompanyData fits in Switzerland
We publish this guide and we sell Swiss business data, so here is our pitch in the open rather than dressed up as an objective first place. Our Swiss file is registry-sourced and built for volume work: enrichment, segmentation and cross-border lists, in the same schema we use for 200+ other markets.
Here is the honest part, and it is unusually even in Switzerland. Because private-company accounts are not public, nobody sells deep Swiss financials, so our lack of them is not the disadvantage it would be elsewhere. Where we do differ is that we do not sell credit scores or payment-experience data, which is what CRIF and Creditreform build on to fill the financial gap. We compete instead on reach and on one consistent format across every market. Direct mobile numbers are thin in our Swiss file.
1.2M
Swiss businesses
803K
with a contact named
🏆 65% of the file, our strongest field in Switzerland
578K
phone or mobile
379K
with a website
265K
email addresses
92K
with group relations
In a market where private accounts stay secret, the bureaus compete on payment data we do not hold. What we add is reach and one consistent format, including ownership structure links that map Swiss parents to subsidiaries across borders.
See our Swiss business data3. Creditreform Switzerland: the cooperative
The member-owned network with its own solvency index and a big payment-experience pool.
The Swiss Creditreform association is a cooperative with seven independent regional offices, part of the pan-European Creditreform network. It offers business credit and solvency reports, its own solvency index, commercial-register data, payment-behaviour data and debt collection, and claims permanent coverage of more than seventy percent of economically active Swiss businesses, across Switzerland and Liechtenstein. In a market with scarce public accounts, its payment-experience data is exactly the kind of signal that fills the gap.
Switzerland (regional offices) · Membership and per-report · Built on: Cantonal registers, SHAB, Payment-experience data
✓ Why it stands out
- Its own solvency index and payment-experience pool
- Cooperative structure, member-aligned
- Debt collection alongside the data
⚠ Watch out for
- Membership model rather than simple purchase
- No public pricing
- Regional structure means variable service
4. Dun & Bradstreet Schweiz: the global arm
The former Bisnode Switzerland, now the local route into the worldwide D&B file.
This is the operation formerly known as Bisnode Switzerland, rebranded after Dun & Bradstreet completed its acquisition of the Bisnode group in January 2021. It brings the D-U-N-S number, D&B credit ratings, firmographics, marketing data and master data, backed by the global file. For a business that needs Swiss coverage as part of a worldwide risk or master-data picture, this is the natural fit. The Bisnode name is now retired here.
Urdorf, Zurich area · Quote only · Built on: Cantonal registers, SHAB, D&B network
✓ Why it stands out
- D-U-N-S numbering and global corporate linkage
- One vendor for Swiss and worldwide coverage
- Marketing and master-data products alongside credit
⚠ Watch out for
- Quote-only pricing
- Swiss financial depth constrained like everyone's
- Now US-owned after the Bisnode deal
5. Moneyhouse: the accessible lookup
The one with visible pricing: register profiles and SME ratings without an enterprise contract.
Owned by the NZZ media group, Moneyhouse offers commercial-register profiles, company and person search, SME creditworthiness ratings and monitoring, with public freemium and paid subscription tiers, which makes it one of the few Swiss options an individual or small business can just buy. It is best framed as a due-diligence and enrichment lookup rather than a full bureau, and its transparency on price is a genuine differentiator in this market.
Zurich, Switzerland · Freemium, paid subscriptions · Built on: Cantonal registers, SHAB, Own ratings
✓ Why it stands out
- Visible freemium and subscription pricing
- Easy self-serve access for SMEs and individuals
- Register profiles plus SME ratings and monitoring
⚠ Watch out for
- Not as deep as the full bureaus on risk
- Ratings limited by scarce public financials
- Switzerland-focused
6. Intrum: the collections specialist
Better seen as a credit-management and collections partner than a prospecting-data source.
The Swiss arm of Intrum AB, Europe's largest credit-management group, has been present in Switzerland since the 1970s. Its centre of gravity is credit management, debt collection and payment services, with credit-decisioning data alongside. If your problem is getting paid and managing risk across a portfolio rather than building prospect lists, Intrum sits in a different and useful lane from the bureaus above.
Baar, Switzerland · Quote only · Built on: Cantonal registers, Payment data, Own research
✓ Why it stands out
- Deep credit-management and collections capability
- Backed by Europe's largest group in the field
- Payment and decisioning data alongside
⚠ Watch out for
- Collections-first, not a prospecting file
- No public pricing
- Data is a means to its services, not the product
7. Kompass Schweiz: the export directory
A product-classified B2B directory for prospecting, not a credit or register source.
Founded in Switzerland in 1944, Kompass classifies businesses by a detailed product and service taxonomy and sells prospecting, lead generation and data-enrichment tools on top, as part of the international Kompass network. Firmographics like turnover band, headcount and activity codes are there, but it is not a credit bureau. Shortlist it for building Swiss prospect and export lists, especially in industrial niches, and nothing more.
Switzerland operation of a global network · Subscription, quoted · Built on: Own directory research
✓ Why it stands out
- Product-level classification for industrial search
- Swiss roots going back to 1944
- Worldwide directory network
⚠ Watch out for
- Directory data, no credit or financials
- Editorial collection means uneven freshness
- Not an official-register source
8. SWISSFIRMS: the chamber directory
A credible, official-flavoured directory of chamber-member businesses, narrow by design.
SWISSFIRMS is the directory of businesses that are members of the Swiss chambers of commerce and industry, run from Lausanne. It is a verified, official-flavoured prospecting source, and its main limitation is exactly its scope: it covers chamber members, not the whole market. For reaching established Swiss businesses that belong to a chamber, it is credible and local; for full-market coverage, look elsewhere.
Lausanne, Switzerland · Directory access, quoted · Built on: Swiss chambers of commerce
✓ Why it stands out
- Verified chamber-member businesses
- Local and officially connected
- Clean prospecting source
⚠ Watch out for
- Members only, not the whole market
- No credit or financial data
- Niche coverage
Want to weigh all the options yourself?
Our interactive tool ranks 92 B2B data providers worldwide. Filter by region, data type, budget and use case to build your own shortlist in seconds.
How the Swiss market took its shape
Switzerland's data industry was shaped less by reforms than by consolidation, on top of a disclosure regime that never opened the accounts:
2011 · CRIF absorbs Deltavista and Teledata
The Italian CRIF group takes over Deltavista's Swiss and Austrian operations and Teledata, beginning the consolidation of the old Swiss bureau brands under one owner.
2014 · Orell Füssli's data unit joins CRIF
CRIF acquires OFWI, Orell Füssli's business-information arm, so another heritage Swiss name folds into the group.
Jan 2021 · Bisnode becomes Dun & Bradstreet
D&B completes its acquisition of the Bisnode group, and Bisnode Switzerland is rebranded Dun & Bradstreet Schweiz, retiring the Bisnode name locally.
Ongoing · The accounts stay closed
Through all of it, the rule that private companies need not publish their accounts holds, keeping Swiss financial data scarce and the bureaus reliant on their own research.
So who is still actually Swiss?
Consolidation left the credit end largely foreign-owned, while the directory and media-backed players stayed Swiss:
Swiss-owned
- Creditreform Switzerland (member cooperative)
- Moneyhouse (NZZ media group)
- SWISSFIRMS (the Swiss chambers)
Swiss brand, foreign owner
- CRIF AG (CRIF, Italy)
- Dun & Bradstreet Schweiz (Dun & Bradstreet, US, since 2021)
- Intrum (Intrum AB, Sweden)
- Kompass Schweiz (Kompass International)
No national register, no public accounts
Two structural facts shape Swiss data. First, there is no single national commercial register: registration is cantonal, across 26 registers, with Zefix, the free federal name index, sitting on top to let you search them all and follow through to the official gazette. Every business also carries a UID, the identifier that ties the register to VAT, customs and statistics. That part is comparatively easy.
Second, and this is the defining one, most private companies are not required to publish their accounts. Only listed companies, bond issuers and larger public-interest entities must disclose financials; a typical GmbH or non-listed AG files with the tax office and keeps its numbers private. So unlike almost anywhere in the EU, you cannot simply buy a Swiss company's accounts. That is why the bureaus lean so hard on their own investigations and payment experience. Check the free layer here:
- Zefix : The free federal index of all cantonal commercial registers, with a public API. Names, officers and status, but no financials.
- SHAB / FOSC : The Swiss Official Gazette of Commerce: incorporations, mutations and bankruptcies, published centrally.
- UID register : The business identification number that links the register to VAT, customs, social insurance and statistics.
Four questions before you sign anything
1. Do you accept that the accounts are not there? For most Swiss private companies there are no public financials to buy, from anyone. If a provider implies otherwise, be sceptical. The realistic question is whose payment-experience data and estimates you trust most, which points to CRIF or Creditreform.
2. Register facts, or a risk view? If you need names, officers and status, Zefix is free and Moneyhouse is cheap. If you need a solvency judgement in a market with scarce accounts, that is bureau territory and you are paying for their research, not for filings.
3. Do you need Switzerland alone, or in a global picture? For Switzerland embedded in worldwide risk or master data, D&B Schweiz and the D-U-N-S number make sense. For purely domestic checks, a local bureau or Moneyhouse is usually enough and cheaper.
4. Is it prospecting, and in which niche? For industrial and export prospecting, Kompass and its product taxonomy fit. For established chamber members, SWISSFIRMS. Neither is a risk source, so do not ask them to be one.
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